Medicare is something we're all told we'll have to deal with someday—but no one really explains it before we get there.
That's where I come in.
I'm Randy, the Medicare Guy. As an independent Medicare broker, I help Texans understand their Medicare choices in plain, easy-to-understand language. I work with multiple Medicare insurance companies, so I can help you compare the options available in your area.
Request a Medicare Review Call 281-678-5744Medicare 101
Medicare can feel complicated when you're first getting started. My goal is to explain the pieces in everyday language so you can understand what you're choosing and why.
Original Medicare
Learn about Part A and Part B and how Original Medicare works.
Medicare Advantage
Understand how Medicare Advantage plans work, including networks, costs and benefits.
Medicare Supplement
Learn how Medicare Supplement insurance can work alongside Original Medicare.
Medicare Advantage
Medicare Advantage plans are offered by private insurance companies approved by Medicare. Plans can differ by county, network, premiums, deductibles, copays and additional benefits.
I can help you understand the differences among the plans available where you live.
Medicare Supplement
Medicare Supplement insurance, also called Medigap, works with Original Medicare. Different Medigap plans provide different levels of cost-sharing coverage.
I'll help you understand how the coverage works and what questions to ask before making a decision.
Prescription Drug Coverage
Prescription drug coverage can be one of the most important parts of your Medicare planning. Costs and covered drugs can vary by plan.
We'll look at the information that matters to you, including your prescriptions and pharmacy choices, when appropriate.
Turning 65?
Turning 65 is a big milestone, and Medicare decisions can come with important enrollment deadlines. Getting familiar with your choices ahead of time can make the process much easier.
A simple place to start
- Learn when you can enroll in Medicare.
- Understand Part A and Part B.
- Compare Medicare Advantage, Medicare Supplement and prescription drug coverage.
- Ask questions before you make a major coverage decision.
Help With Medicare Costs
Some people with limited income and resources may qualify for programs that help with Medicare costs or prescription drug costs.
Extra Help
Extra Help can assist eligible people with Medicare prescription drug costs.
Medicare Savings Programs
State-administered programs may help eligible Medicare beneficiaries with certain Medicare costs.
Texas Resources
Texas Health and Human Services provides information about Medicare and related assistance.
About Randy
I've been purchasing health insurance since I was 18 years old, and I probably didn't really understand it until I was about 30. By 50, I started to realize how important it is to understand what you're actually buying. Then I turned 65 and really realized how much I still didn't know.
So, my goal is to help people coming to Medicare understand their choices before they make big decisions, and to help those already 65 and older make sure they're in a good position going forward.
You don't have to figure out Medicare by yourself.
Let's Talk About Your Medicare
Have questions or want a Medicare review? Contact me and we'll start with what matters to you.
Phone: 281-678-5744
Email: rcheathtx@gmail.com
Request a Medicare Review
There is never a cost or charge to you for my assistance.
Call: 281-678-5744
Email: rcheathtx@gmail.com
For your privacy, please do not send Social Security numbers, Medicare numbers, medical records or other sensitive personal information by ordinary email.
Official Medicare Information
For official government information about Medicare, visit: